Sandbox - O.J. ADK

Get access

Email developers@meet-oj.com with your name, company, and what you’re building.
You’ll receive a client_id and client_secret for the sandbox. Keep the secret on your server.
Exchange them for a token at POST https://sandbox.api.meet-oj.com/oauth/token, then follow the Quickstart.


API base URL	`https://sandbox.api.meet-oj.com/partner/v0`
Token URL	`https://sandbox.api.meet-oj.com/oauth/token`
Token lifetime	15 minutes
Webhooks	Not delivered in the sandbox. Use `GET /events` or the event stream.

You can also try any endpoint from the API reference: paste a token into Try it.

Test businesses

The sandbox uses the business’s EIN to choose a scripted path, and events fire within seconds. It never contacts real lenders or borrowers. Any EIN not listed below behaves like 00-0000001. Every business starts with an authorize_credit to-do, which the sandbox completes after 10 seconds, except 00-0000006.

EIN	Business	What happens
`00-0000001`	Bluebonnet Auto Care, $85,000	Matches Example Capital, Example Bank and Example Funding. Example Capital offers $80,000, Example Bank passes, and the loan funds and pays out
`00-0000002`	Prairie Ridge Dental, `just_refer`	A `connect_bank` to-do for statements, then submission and an offer from Example Bank
`00-0000003`	Lone Star Fence & Deck	An `upload_documents` to-do for two missing statements, then an offer and funding
`00-0000004`	Hilltop Nail Studio	No lender matches. `closed` with reason `no_match`
`00-0000005`	Cedar Creek Car Wash, SBA acquisition	Submitted to Example Bank, then `declined` by the lender
`00-0000006`	Harbor Supply Co.	Stays on the `authorize_credit` to-do

The sandbox doesn’t open Plaid. Hosted pages accept PDF statements instead.