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The O.J. ADK lets banks, marketplaces, payment processors and software platforms offer financing to their small-business customers, inside their own product. Your customer applies without leaving your product. O.J. runs the application, matches the business to named lenders, collects what’s missing and follows the deal to a lender’s decision and funding. You earn a share of the commission on every funded loan.

Quickstart

Create your first referral in the sandbox.

O.J. Embed

Drop-in screens for the whole application.

Agents

Connect your agent over MCP.

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How it works

1

Send a business

Create a referral with POST /referrals, the Embed intake screen, or your agent.
2

Show the borrower where things stand

Every referral returns a five-step progress track, a todos list of anything the borrower needs to do, and the lenders it matches.
3

Get paid

Webhooks report offers, funding and your payouts as they happen.

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Ways to integrate

All three read and write the same referral. Embed shows only what the API returns, so your own screens can match it exactly.